Loan Types

Whether you are seeking a mortgage for an acquisition or a refinance or a loan to build that pinnacle deal, Atlas has you covered.

Loan Types and Options at Atlas

First Mortgages

For properties that are stabilized with occupancies generally above 85%, we can provide 75 to 80% LTV with loan terms out to 30 years.

Bridge Loans

Used for situations where the occupancy is less than 85%, a major lease is expiring, or when a repositioning of the entire asset is needed.  These loans can be structured interest only and have initial terms of 2 to 5 years.  Some bridge lenders also offer a conversion feature that upon stabilizing the asset, will roll into a new long-term first mortgage.

Construction Loans

Can be for ground-up or when a substantial renovation is planned or needed.

Mezzanine and Preferred Equity

Can be structured with or without permanent first mortgage debt.  Typically, these structures provide much higher overall leverage and can be short or long term.

Hard Money Loans

Great for auction, quick close opportunities, and other circumstances that require fast underwriting and closing.  Typical loan terms up to 24 months.

Credit Lease Financing

For single tenant properties, these loans are priced based upon the tenant’s credit and can be structured with either a fixed term or a term set to the lease.

Fix & Flip

More options are now available for these housing opportunities like a revolving line of credit and a blanket long-term mortgage.


Whatever you need, Atlas will deliver and provide the best available terms.

Contact us now!

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